1. Properti Insurance
- Fire and Allied Perils : covers against damage or destruction caused by fire, lightning, or the explosion of domestic appliances
- Property / Industrial All Risk : covers loss or damage to property, including buildings, machinery, equipment, and stock
- Business Interruption : a period when a business cannot operate because of a storm, flood, or other event
- Terrorism and Sabotage Insurance : Sabotage and terrorism insurance coverage are designed to protect you against financial losses directly resulting from politically motivated violence or terrorism and sabotage events
2. Engineering Insurance
- Contractor's All Risk : Contractors' all risk insurance is a a non-standard insurance policy that covers these risks when they're caused by such things as fire, flood, wind, earthquakes, and construction faults at the construction site during a project.
- Erection All Risk : Erection all risks (EAR) insurance covers losses arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the project, equipment and machinery, and liability for third-party bodily injury or property damage arising out of these operations.
- Civil Engineering Complete Risk : The Civil Engineering Completed Risk insurance provides coverage against losses or damages to civil engineering structures after their completion such as highways, roads, bridges, tunnels, dams etc.
- Machinery Breakdown : provides insurance to the damage of machinery and equipment due to technical operation or physical causes.
- Business Interruption following Machinery Breakdown : Cover for loss of revenue or profit as a result of breakdown or damage to plant and machinery.
- Advance Loss of Profit / Delay in Start-up : This insurance was designed to provide cover for the economic losses sustained by a project owner and the financing consortium as a result of insured delays in construction that result in a delay in the commencement of commercial operation.
- Electronic Equipment Insurance : a policy designed to provide coverage for computers and other electronic equipment and it applies whether the insured items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or of being shifted within the premises.
- Heavy Equipment Insurance : provides protection for heavy equipment damage in a particular project or location, when the heavy equipment is used (at work), is idle or is being demolished (overhauling).
3. Marine Insurance
- Marine Cargo : Insurance purchased to protect against lost cargo transported via ocean.
- Marine Open Cover : a type of marine insurance policy wherein the insurer offers to insure all the goods/cargo to be shipped during the policy term.
- Marine Hull and Machinery : protects the insured vessel or fleet against physical damage caused by a peril of the sea or other covered perils while the vessel is in transit over water.
- Protection and Indemnity : a type of insurance that ship owners purchase to cover the potentially huge costs of any harm they accidentally cause to people, property and the environment.
- Port & Terminal Operators' Liability Insurance : offers coverage to port, terminal and cargo facility operators of different sizes.
- Builder Risk : a specialized type of property insurance that helps protect buildings under construction.
4. Casualty and Liability Insurance
- Comprehensive General Liability : provides protection against bodily injury and property damage claims arising from the operations of a contractor or tenant.
- Public Liability : covers the cost of claims made by members of the public for incidents that occur in connection with your business activities.
- Product Liability : covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies.
- Professional Indemnity : protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services you provided or negligent advice you offered.
- Director's & Officer's : covers the cost of compensation claims made against your business's directors and key managers (officers) for alleged wrongful acts.
- Commercial Crime Insurance
- Initial Public Offering Insurance
- Kidnap & Ransom Insurance
- Media Liability Insurance
- Manufacturer Liability Insurance
- Bailee's Insurance
- Fidelity Guarantee Insurance : against any fraudulent or dishonest acts committed by your employees.
- Hole in One Insurance
5. Surety Bond Insurance
- Bid/Tender Bond : guarantees compensation to the bond owner if the bidder fails to begin a project.
- Performance Bond : Guarantees that a bonded contractor will perform the obligations under the contract according to the contract terms and conditions.
- Advance Payment Bond : a guarantee given when money is paid before goods or services are supplied.
- Maintenance Bond
